David Thorne is CEO of Thumbscore, a financial wellness platform that reduces the stress of managing personal finance.Thumbscore solves for the workforce of millennials and Gen Z, who have strong financial literacy and positive financial habits but have high financial stress. In the episode, David explains why simple budgeting or micro-managing approaches are ineffective for these groups. They tend to be curious and want to be free to explore, but also value timely advice at the right moment.Thumbscore serves users at their 'financial moments of truth' providing insights, education, gamification, and the recommended next step to reduce financial stressors. Its customers are B2B2C insurance companies (for products), other financial products and services (emergency savings accounts, investments), and employers who wish to offer Financial Wellness as a Shared Service. David is a nationally awarded software and data engineer. He was a corporate program manager for Boeing before starting his entrepreneurial journey, has an Executive MBA from Wichita State University and serves on the Hispanic Chamber board and on the Gathered board, a foster care nonprofit. This episode was recorded live at Insurtech Insights New York 2023 in conjunction with InsurTech Association and our friends Joanna England Sebastian Tollak Megan Kuczynski.Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.